Retirement Researcher

10
Sep

The Art of Disciplined Investing

The Art of Disciplined Investing Often the least sexy advice is the right advice. It’s not exciting, but it will accomplish your goals. This goes for investing, too. Think of your portfolio as a farm. You’ll have good years and bad years, but if you focus on the important parts and don’t let yourself get distracted, you’ll reap the rewards

Read more

31
Aug

Are the Markets New Highs the Current Worry?

Are the Markets New Highs the Current Worry? There are a handful of times a year when certain events precipitate a market drop. So much so, that we feel it is helpful to provide perspective on why investing in the stock market is a great way to help you build your asset base so when you retire you can better

Read more

21
Aug

Frequently Asked Medicare Questions

Frequently Asked Medicare Questions We get a lot of questions from clients and non-clients about what Medicare is and what it covers. Here are our answers to the Medicare questions we get the most. What is the difference between Medicaid and Medicare? Medicare is a federally funded health insurance program. The program primarily covers people who are either age sixty-five

Read more

20
Jul

What Makes the Markets Move

What Makes the Markets Move Financial markets are constantly on the move, and those moves can have serious implications for what your retirement will look like. Still, most people don’t really have any clue as to why the markets move the way they do. They see it as some dark alchemy, or at best, essentially random. In the long run,

Read more

20
Jul

Are Municipal Bonds Right for You?

Are Municipal Bonds Right for You? No one likes paying taxes. We all want to minimize the amount of taxes that we owe, so we’re always looking for any tips and tricks we can find. Municipal bonds, or munis, often seem like a great solution since they’re billed as being tax free (which we’ll talk about in a bit). Unfortunately,

Read more

10
Jul

2018 – Q2 Quarterly Market Review

2018 – Q2 Quarterly Market Review 2017 – Q2 Quarterly Market Review Source: Retirement Researcher 2018 – Q2 Quarterly Market Review

6
Jul

Occam’s – Handle with CARE: 5 Years Before Retirement

Occam’s – Handle with CARE: 5 Years Before Retirement The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of

Read more

15
Jun

Rebalancing Frequency

Rebalancing Frequency Almost everyone agrees that rebalancing your portfolio is one of the keys to having a successful investment outcome. We know that your asset allocation determines how your portfolio will perform. Successful investors spend a lot of time determining what they want to include in their portfolios, and how they want to spread out their assets. Once you put

Read more

15
Jun

Why You Make Profit From Investing

Why You Make Profit From Investing Almost everyone knows that they need to invest their money to help prepare for retirement. It’s one of the keys to getting where you want to go. The markets may (ok, they will) bounce around in the short-term, but over the long-term they have done very well for disciplined investors. But why have markets

Read more

15
Jun

What Risks Are Worth Taking

What Risks Are Worth Taking Risk drives everything about your investments, but all risk is not created equal. For most investors (and most of the financial industry) dealing with risk is a lot like making sausage. People want what it gets them, the investment returns, but they don’t want to deal with the process and the uncertainty that risk implies.

Read more