Retirement Researcher

11
Jan

Occam’s – Can TIPS Help You?

Occam’s – Can TIPS Help You? Inflation is one of the most serious risks that retirees face. While there are a lot of ways to mitigate inflation risk, TIPS, or Treasury Inflation Protected Securities, are one of the few investment options that directly hedge against inflation risk. They aren’t perfect, and there are certainly some things to consider when you

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21
Dec

How Does the Market in 2018 Stack Up Historically

How Does the Market in 2018 Stack Up Historically There’s been a lot of ‘sturm und drang’ around what the markets have been doing lately. The financial media has been talking about how this is the sign of the inevitable end of the world.   Of course, we’ve had a few things lately that were also supposed to be signs the world’s crashing down on our ears. But,

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5
Dec

Are Structured CDs Too Good To Be True?

Are Structured CDs Too Good To Be True? Most people know what Certificates of Deposit (CDs) are. You buy one for a number of years, then at the end, the bank gives you your money back plus a little interest. They’re not huge moneymakers, but they’re about as reliable as can be, which makes them great tools for offsetting risk. Of course,

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19
Nov

Charitable Planning Strategies for the Fragile Decade

Charitable Planning Strategies for the Fragile Decade As our clients at McLean Asset Management near retirement, we notice that many do not bring up charitable gifting strategies to help optimize their retirement plans. Perhaps it’s a focus on solving the longevity goal of making sure there is enough money to meet yearly expenses exclusive of other goals, or perhaps it’s

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16
Nov

Is There Such a Thing as “Too Diversified?”

Is There Such a Thing as “Too Diversified?” A client brought up the concept of being too diversified recently, and it gave me pause. My initial reaction was that there is no such thing . Diversification is a good thing. It allows you to minimize  risks inherent in individual investments (company gets sued, senior executive leaves, “next big thing” flops,

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2
Nov

Midterm Elections: What Do They Mean for Markets?

Midterm Elections: What Do They Mean for Markets? With the recent market volatility this last month and the upcoming mid-term elections, it is not uncommon to receive questions regarding the potential market reactions. Dimensional provided a great little piece on this below. The two exhibits that accompany the article really tell the story nicely. Enjoy! Midterm Elections: What Do They

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12
Oct

2018 – Q3 Quarterly Market Review

2018 – Q3 Quarterly Market Review 2017 – Q2 Quarterly Market Review Source: Retirement Researcher 2018 – Q3 Quarterly Market Review

12
Oct

2019 – Q1 Quarterly Market Review

2019 – Q1 Quarterly Market Review 2017 – Q2 Quarterly Market Review Source: Retirement Researcher 2019 – Q1 Quarterly Market Review

12
Oct

2019 – Q2 Quarterly Market Review

2019 – Q2 Quarterly Market Review 2018 – Q3 Quarterly Market Review Source: Retirement Researcher 2019 – Q2 Quarterly Market Review

5
Oct

Occam’s – The Impact of Unexpected Inflation

Occam’s – The Impact of Unexpected Inflation The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined

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