Retirement Researcher

23
Jun

Review: A major value fund mirrors a major growth one more than you may expect

Review: A major value fund mirrors a major growth one more than you may expect Deciding whether a company is a value or growth stock is easy – though you wouldn’t know that from looking at most major indices. Telling value stocks from growth stocks is as simple as looking at the stock’s Price to Book ratio (or price to

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21
Jun

The Problems with Indexing

The Problems with Indexing Everyone is always looking for the perfect investment strategy. But investing, like everything in life, is about making trade-offs. It seems like there are a near infinite number of ways to invest, but they all fall into one of two broad categories: active or passive investing. Active investing means you are trying to predict the future

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16
Jun

Why Can’t ‘Winning’ Active Managers Keep on Winning?

Why Can’t ‘Winning’ Active Managers Keep on Winning? If you’ve read any of my previous articles, you know I’m not a fan of active management. The numbers show that it simply doesn’t work. There are several arguments against active fund managers, but one of the most damning is that winners don’t seem to repeat. Past performance doesn’t indicate future performance

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16
Jun

Review: Americans aren’t loving retirement like they used to — here’s why

Review: Americans aren’t loving retirement like they used to — here’s why We’re in the business of helping people have the retirement they want. And unfortunately, more and more people need our help. This article talks about a study that looks at retirement satisfaction from 1998 to 2012, and the data is clear – people are becoming less satisfied with

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16
Jun

Review: We all know to put money into retirement accounts — what’s the best strategy for taking it out?

Review: We all know to put money into retirement accounts — what’s the best strategy for taking it out? There’s a pretty serious disconnect about how people talk about investing. Everyone is always talking about how to get higher returns, what the market is about to do, or what the “right” savings rate is – but they don’t talk about

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12
Jun

The Most Important Factor in Determining Your Retirement Withdrawal Rate

The Most Important Factor in Determining Your Retirement Withdrawal Rate A simple focus on a retirement income strategy that applies a low failure rate for the investment portfolio is woefully incomplete. The post The Most Important Factor in Determining Your Retirement Withdrawal Rate appeared first on Retirement Researcher. Source: Retirement Researcher The Most Important Factor in Determining Your Retirement Withdrawal

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9
Jun

Review: Elder Care Is a Looming Crisis. Hawaii Is Facing It Head-On.

Review: Elder Care Is a Looming Crisis. Hawaii Is Facing It Head-On. Figuring out how to take care of your parents as they age is hard. And it’s something more and more people are going to be dealing with. There are some things the government can do to help, as this article describes, but it comes down to families working

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9
Jun

Review: Value investing isn’t what it used to be, says Jeremy Grantham

Review: Value investing isn’t what it used to be, says Jeremy Grantham Finance folks are bad at naming stuff. Two of the largest, and diametrically opposed groups, both claim the term “value.” There’s a (large) group of active investors that call themselves value investors, and a lot of passive investors (including McLean) who tilt towards value stocks (among other things.)

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5
Jun

The Difference Between ‘Safe’ and ‘Optimal’ Withdrawal Rates for Retirement Spending

The Difference Between ‘Safe’ and ‘Optimal’ Withdrawal Rates for Retirement Spending Distinguishing between “safe” withdrawal rates and “optimal” withdrawal rates is an essential piece of the retirement spending conversation. The post The Difference Between ‘Safe’ and ‘Optimal’ Withdrawal Rates for Retirement Spending appeared first on Retirement Researcher. Source: Retirement Researcher The Difference Between ‘Safe’ and ‘Optimal’ Withdrawal Rates for Retirement

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2
Jun

Review: Investing: 3 reasons most stock pickers don’t beat the market

Review: Investing: 3 reasons most stock pickers don’t beat the market It’s time for our regularly scheduled article about why active management doesn’t work. There are all sorts of reasons active managers can’t consistently beat the market. (As the article mentions, a lot of managers beat the market every year, but it’s incredibly hard for an active manager to do

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