Retirement Researcher

11
Oct

2019 – Q3 Quarterly Market Review

2019 – Q3 Quarterly Market Review 2018 – Q3 Quarterly Market Review Source: Retirement Researcher 2019 – Q3 Quarterly Market Review

13
Sep

RISA™ Update

RISA™ Update Hello everyone, I wanted to provide a quick update on where we are on the Retirement Income Style Awareness ™ (RISA) investigation. There was a pause in the action after the deadline because I took my summer break and we moved our offices in Virginia- we are still in McLean (only a mile from our… Source: Retirement Researcher

Read more

9
Sep

What is the RIO Map™? Part 2: The Elements of the RIO Map™

What is the RIO Map™? Part 2: The Elements of the RIO Map™ This is part two of our three-part series explaining the importance of retirement income frameworks, and delving into the details of our Retirement Income Optimization Map™. Click here to read part one. The starting point for this process is to understand your financial goals for retirement, which

Read more

16
Aug

The Yield Curve is Inverted. Don’t Panic.

The Yield Curve is Inverted. Don’t Panic. Wednesday was another “interesting” day in the markets. The S&P 500 Index was down almost 3% on the day – and follows on the heels of last Monday, where the market was also down nearly 3%. It’s been an eventful week and a half. Rather than dissect what’s caused these drops (and annoy

Read more

16
Aug

How to Create Reliable Income Sources with Bond Ladders, SPIA’s and DIA’s

How to Create Reliable Income Sources with Bond Ladders, SPIA’s and DIA’s The change from working and saving to not working and spending from your portfolio is daunting. Layered on top of these “normal” concerns are today’s troubling headlines. This “headline risk” has contributed to recent market volatility. While we understand that this volatility can cause one to be nervous,

Read more

6
Aug

What Does it Mean to Call China a Currency Manipulator?

What Does it Mean to Call China a Currency Manipulator? Monday (August 5th, 2019) was a chaotic day for both the world economy and markets. We want to break down what’s happened, and how that will likely impact your investments. Source: Retirement Researcher What Does it Mean to Call China a Currency Manipulator?

12
Jul

Ignore the Financial Media

Ignore the Financial Media WHAT IS OCCAM’S RAZOR? Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event. This concept is largely ignored within the investment… Source:

Read more

8
Mar

Women and Financial Planning

Women and Financial Planning This year’s International Women’s Day campaign theme is #BalanceforBetter, “Think equal, build smart, innovate for change”.  It is a time to applaud the progress of women’s achievements around the world. However, even with incredible progress, women face unique circumstances when approaching retirement. Women Live Longer Than Men Because women tend to live longer than men, they

Read more

11
Jan

Occam’s – Should You Try Timing to Avoid Bad Markets?

Occam’s – Should You Try Timing to Avoid Bad Markets? Everyone likes the markets when stocks are going up. We’re all getting the returns that we are “supposed” to be receiving for putting our money at risk. Naturally, we aren’t big fans of the market when stocks start falling. Unfortunately, stocks are “supposed” to go up and down – a

Read more

11
Jan

Occam’s – Can TIPS Help You?

Occam’s – Can TIPS Help You? Inflation is one of the most serious risks that retirees face. While there are a lot of ways to mitigate inflation risk, TIPS, or Treasury Inflation Protected Securities, are one of the few investment options that directly hedge against inflation risk. They aren’t perfect, and there are certainly some things to consider when you

Read more