Indexed Annuity Insights

17
Nov

Teacher’s Retirement Q&A w/ IALC Expert

Teacher’s Retirement Q&A w/ IALC Expert With the school year in full swing, it’s a good time for teachers to revisit their own long-term plan and consider preparation for when they are no longer lesson planning. Checking up on your long-term financial planning should include reviewing your current expenses, evaluating any debt balance, analyzing your savings accounts and ensuring you

Read more

17
Nov

Teacher’s Retirement Q&A w/ IALC Expert

Teacher’s Retirement Q&A w/ IALC Expert With the school year in full swing, it’s a good time for teachers to revisit their own long-term plan and consider preparation for when they are no longer lesson planning. Checking up on your long-term financial planning should include reviewing your current expenses, evaluating any debt balance, analyzing your savings accounts and ensuring you

Read more

2
Nov

Q&A with Retirement Expert Tom Hegna

Q&A with Retirement Expert Tom Hegna We recently interviewed retirement expert, Tom Hegna, and asked him some of the most commonly posed retirement questions. Here’s what he had to say. WHAT IS THE MOST IMPORTANT THING TO CONSIDER WHEN SAVING FOR RETIREMENT? Hegna: The most important thing for retirees is making sure their basic expenses are covered with guaranteed1 lifetime income.

Read more

2
Nov

Q&A with Retirement Expert Tom Hegna

Q&A with Retirement Expert Tom Hegna We recently interviewed retirement expert, Tom Hegna, and asked him some of the most commonly posed retirement questions. Here’s what he had to say. WHAT IS THE MOST IMPORTANT THING TO CONSIDER WHEN SAVING FOR RETIREMENT? Hegna: The most important thing for retirees is making sure their basic expenses are covered with guaranteed1 lifetime income.

Read more

31
Oct

When it comes to retirement, don’t get spooked

When it comes to retirement, don’t get spooked While adults may not get spooked by Halloween anymore, they do get frightened by one thing: retirement. In fact, recent data found that when it comes to retirement, Americans are most scared about the possibility of outliving their retirement income. Following right behind this top fear is the fear that their savings

Read more

26
Oct

Up Your Retirement IQ with These 3 Tips

Up Your Retirement IQ with These 3 Tips This week we’re taking a close look at our new research that shows a startlingly low retirement IQ. Specifically, a recent study by the IALC showed 1 in 4 baby boomers have less than $5k saved for retirement. In order to guarantee a secure and relaxing retirement, staying informed and educated is

Read more

6
Oct

New Data Shows Baby Boomers Have a Low Retirement IQ

New Data Shows Baby Boomers Have a Low Retirement IQ While many Americans believe they’re retirement savvy, the average baby boomer has trouble answering even simple retirement questions. New survey data shows folks between 52 and 70 years of age have a significant gap in retirement knowledge, resulting in little action toward securing their golden years. Our retirement IQ study

Read more

30
Sep

New LIMRA Data Shows Indexed Annuities Are Here to Stay

New LIMRA Data Shows Indexed Annuities Are Here to Stay By Tom Hegna Over the past several years, Fixed Indexed Annuities (FIAs) have emerged as one of the top choices for soon-to-be-retirees due to their potential for wealth accumulation and lifetime income. FIAs are continuing to become more mainstream and have become a go-to product for many baby boomers who

Read more

19
Aug

Watch Out For These Retirement Pitfalls

Watch Out For These Retirement Pitfalls When it comes to retirement planning, one of the most important things you can do is to make sure you’re creating a portfolio that will provide you with lifetime income. To do this, here are a few retirement pitfalls to avoid: 1. Waiting Too Long to Save. With average life expectancies increasing, it’s becoming

Read more

9
Aug

IALC Q3 2016 Newsletter

IALC Q3 2016 Newsletter   Americans’ Top Retirement Fears This month, IALC released new data that explored Americans’ Top Retirement Fears and found Americans may not be as prepared for retirement as they need to be in today’s volatile market. More than 50 percent of Americans are afraid of outliving their income or their inability to pay for basic necessities

Read more